Learn exactly how Social Security benefits are calculated using AIME and bend points. Understand how claiming age, work history, marital status, and penalties affect your payment amount with real examples and strategies to maximize benefits.
Understand what retirement age means globally and for your personal situation. Compare official retirement ages by country, learn how early retirement works with financial strategies like the 4% rule, and discover 7 key factors that determine your ideal retirement timing. Includes insights on delayed retirement benefits and healthcare considerations.
No, President Biden did not sign the WEP bill. Discover why it hasn't passed, how the Windfall Elimination Provision cuts Social Security benefits, and actionable steps to protect your retirement in 2024.
Discover the hidden tax penalties, IRS ordering rules, and retirement impact of Roth IRA early withdrawals. Learn penalty exceptions, real-case costs, and smarter alternatives to protect your savings.