How to Format USB Drive on Mac: Complete Step-by-Step Guide (2023)

Look, I get it – you just plugged in your USB drive and your Mac is giving you that dreaded "The disk you inserted was not readable by this computer" message. Been there, done that. Or maybe you're prepping a drive to share files with Windows friends. Whatever your reason for needing to format USB on Mac, this guide cuts through the tech jargon.

Formatting isn't magic, but doing it wrong can turn your flash drive into a fancy paperweight. I learned that the hard way when I accidentally wiped my nephew's birthday photos last year. Let's make sure that doesn't happen to you.

Before You Format: The Non-Negotiables

Seriously, don't skip this part. I've seen too many people rush in and regret it later.

Warning: Formatting deletes EVERYTHING on the drive. If you have important files, back them up right now. Go ahead, I'll wait. Plug it into another computer if your Mac won't read it.

Check these things first:

  • Is the drive physically damaged? Bent connectors or water damage? Formatting won't fix hardware issues.
  • Is it recognized at all? Check Disk Utility > View > Show All Devices. If it doesn't appear here, you've got bigger problems.
  • What's your end goal? PC compatibility? Time Machine backups? This determines your format choice.

Gathering Your Tools

You don't need much:

  • Your Mac (macOS High Sierra or later recommended)
  • The USB drive (obviously)
  • About 5 minutes of focused time

The Main Event: Formatting with Disk Utility

This is the easiest method for most people. Apple's Disk Utility has gotten better over the years, though I still find its layout a bit cluttered.

1Open Disk Utility

Hit Command + Space to open Spotlight, type "Disk Utility", press Enter. Or find it in Applications > Utilities.

2Locate Your USB Drive

In the sidebar, look under External. Critical step: Click "View" in the top menu and select "Show All Devices". This ensures you're seeing the actual drive, not just partitions.

Pro tip: Drives are listed by size and name. If you're unsure, unplug and replug your drive to see which one disappears and reappears.

3Select the Drive (Not the Volume!)

Here's where people mess up. You MUST select the drive itself (the top-level item), not the indented volume below it. Why? Because formatting the volume just erases files, formatting the drive changes the file system structure.

Example: Select "SanDisk Ultra Media" (the drive), not "Untitled" below it.

4Click "Erase"

That button at the top. A new window pops up with formatting options.

5Configure Your Settings
  • Name: Give it a clear name (e.g., "Backup_Drive")
  • Format: This is crucial. See the format comparison table below.
  • Scheme: For modern drives, GUID Partition Map. For older Macs or bootable drives, consult documentation.
6Security Options (Optional)

Click "Security Options". Dragging the slider right makes data recovery harder (multiple passes). For most flash drives, "Fastest" is fine. Use higher security for sensitive documents.

7Erase and Confirm

Double-check everything! Click "Erase". The time it takes depends on drive size and security level. A 32GB drive might take 20 seconds on "Fastest", several minutes on higher security.

Which Format Should You Choose?

This trips people up constantly. Choose wrong and your drive might not work where you need it.

FormatBest ForMax File SizeMac Read/WriteWindows Read/WriteLimitations
APFS (Apple File System)Best for macOS only (SSDs recommended)No practical limitYesOnly Windows 10/11 with extra softwareNot ideal for mechanical drives
Mac OS Extended (Journaled)Older macOS versionsNo practical limitYesOnly with third-party driversNo native Windows support
exFATMac + Windows cross-platformNo practical limitYesYes (Vista SP1 and later)Not journaled (slightly higher corruption risk)
MS-DOS (FAT32)Maximum device compatibility4GB per fileYesYes (all versions)Files over 4GB won't transfer

My personal take? For general use, exFAT is the sweet spot. Unless you're exclusively using modern Macs, then APFS is faster. FAT32 is frustrating when you try transferring a 5GB movie file. Mac OS Extended is basically legacy now.

Still confused? Ask yourself:

  • Will this drive ONLY be used with relatively modern Macs (2017+)? → APFS
  • Need to swap files between Mac and Windows PCs regularly? → exFAT
  • Using with game consoles, media players, or very old systems? → FAT32 (despite the file size limit)
  • Supporting older Macs (pre-2017) without Windows needs? → Mac OS Extended

The Power User Method: Terminal Formatting

Disk Utility works fine, but sometimes you need more control. That's where Terminal comes in. I use this method when Disk Utility acts flaky or when scripting multiple drives. It looks intimidating, but it's straightforward.

Steps:

1Open Terminal

Spotlight search "Terminal" or find it in Utilities.

2Identify the Disk

Type diskutil list and press Enter. Find your USB drive in the list. Look for its identifier like /dev/disk2 (external, physical). Note this identifier EXACTLY.

$ diskutil list
/dev/disk2 (external, physical):
#: TYPE NAME SIZE IDENTIFIER
0: FDisk_partition_scheme *15.5 GB disk2
1: DOS_FAT_32 UNTITLED 15.5 GB disk2s1
3Unmount the Disk

Type diskutil unmountDisk /dev/diskX replacing X with your disk number (e.g., disk2).

4The Format Command

Here's the core command structure:

$ diskutil eraseDisk FILE_SYSTEM NAME DISK_IDENTIFIER

Real-world examples:

  • Format to exFAT:
    diskutil eraseDisk exfat "MyUSB" /dev/disk2
  • Format to APFS:
    diskutil eraseDisk APFS "MacDrive" /dev/disk2
  • Format to FAT32:
    diskutil eraseDisk MS-DOS FAT32 "WINDOWS" /dev/disk2
5Execute and Confirm

Press Enter. Terminal will warn you that this will destroy all data. Type "y" for yes if you're sure. The process takes seconds.

Why bother with Terminal? Sometimes Disk Utility fails to recognize drives properly. Terminal gives you raw access. It's also way faster for batch operations.

Why Would Formatting Fail? (And How to Fix It)

So you tried to format USB on your Mac and it errored out? Super frustrating. Here's why it happens:

Error MessageLikely CauseFix
"Operation failed..." / "Couldn't unmount disk"Apps or system processes using the driveClose all Finder windows using the drive. Restart Mac. Try Terminal method.
"Media is write protected"Physical lock switch on drive is ONFlip the tiny switch on the side of the USB drive
"Disk not ejected properly"Improper removal corrupted file tablesRun First Aid in Disk Utility before formatting
"Resource busy"MacOS system processes interferingBoot into macOS Recovery (Command+R at startup) and use Disk Utility there
"The disk is unreadable"Severe corruption or hardware failureTry third-party tools like Disk Drill (data recovery first!)

I had this happen with a cheap 128GB drive from eBay. Disk Utility kept failing until I used Terminal. Sometimes the physical connection is flaky – try a different USB port, preferably directly on your Mac, not through a hub.

Advanced Scenarios: More Than Just Erasing

Basic formatting is simple enough. But what about these situations?

Creating Bootable macOS Installers

Want to format USB on Mac to install macOS? Here's the quick version:

  1. Format the USB drive as "Mac OS Extended (Journaled)" with GUID partition map using Disk Utility
  2. Download macOS installer from App Store
  3. In Terminal: sudo /Applications/Install\ macOS\ Ventura.app/Contents/Resources/createinstallmedia --volume /Volumes/MyVolume

Replace "MyVolume" with your USB drive's name.

Partitioning Your USB Drive

Need one section for Time Machine and another for regular files?

  1. Select the drive (top level) in Disk Utility
  2. Click "Partition"
  3. Click "+" to add partitions
  4. Set sizes and formats for each partition (e.g., APFS for Time Machine, exFAT for data)

Encrypting Your USB Drive

Before clicking "Erase" in Disk Utility, choose "APFS (Encrypted)" or "Mac OS Extended (Journaled, Encrypted)". You'll be prompted to set a password. Don't lose it – data recovery is nearly impossible without it.

Top Questions About Formatting USB on Mac

Will formatting my USB drive make it work faster?

Sometimes, yes. If the drive is full of fragmented files or has file system errors, a fresh format can improve performance. This is especially true for older drives using FAT32 that get slow over time. Formatting to APFS often gives the best speed on Macs.

How do you format a USB on Mac without losing data?

Technically, you can't. Formatting erases everything. But if you need to change the file system without data loss, here's the workaround:

  1. Backup all data to another drive
  2. Format the USB to desired format
  3. Copy files back

No magic shortcuts here.

Why can't my Windows PC read my Mac-formatted drive?

You probably used APFS or Mac OS Extended. Windows doesn't read these natively. Reformat to exFAT or FAT32 for cross-platform use. Alternatively, install third-party drivers on Windows like Paragon APFS.

How do I format a USB drive on Mac to FAT32 for free?

Disk Utility can do it! Just choose "MS-DOS (FAT)" as the format. The limitation is Disk Utility won't format drives larger than 32GB to FAT32. For larger drives, use Terminal:

diskutil eraseDisk FAT32 DRIVENAME MBRFormat /dev/diskX
Can I recover files after formatting?

Maybe, but don't count on it. If you used "Fastest" security, recovery software like Disk Drill or PhotoRec might retrieve files. If you used higher security options, recovery is extremely unlikely. Prevention (backups!) is better than cure.

Mac Formatting Pitfalls I've Learned the Hard Way

After formatting hundreds of drives, here's what keeps biting people:

Mismatched Expectations: Friends bring FAT32 drives expecting to transfer huge video files. The 4GB limit kicks in. Embarrassing. Now I always ask about file sizes first.
Journaling Oversight: Used exFAT for a photographer's backup drive without mentioning it lacks journaling. Drive corrupted after an improper eject. Lesson: For critical backups, APFS or Mac OS Extended are safer.
Encryption Amnesia: Set a complex password on an encrypted drive for a client. They promptly forgot it. Without recovery keys, the data was gone. Now I insist on password managers.

Maintaining Your USB Drive Post-Format

Formatting isn't a "set and forget" thing. Keep your drive healthy:

  • Eject properly: Always right-click > Eject in Finder or drag to Trash (which turns to eject icon). Yanking it out corrupts data.
  • Check periodically: Every few months, run First Aid in Disk Utility on the drive.
  • Keep backups: USB drives fail unexpectedly. Never use one as your only backup.
  • Storage matters: Don't leave drives in hot cars or humid environments. I killed a drive leaving it on a sunny windowsill.

Formatting a USB drive on Mac shouldn't be stressful. Whether you use the friendly Disk Utility or dive into Terminal, the key is understanding why you're formatting and choosing the right file system for your needs. Still stuck? The comments below are open for your specific questions.

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